Strategy overview
Stability & Income
A Conservative Fixed Income Strategy for Capital Preservation and Dependable Yield
01
Overview
Investor Profile
A capital-preservation-first strategy built for investors who prioritize safety and predictability above all else. It's an ideal core holding for regulatory-constrained institutions, conservative investors, and anyone who values dependable income over growth.
Strategy
By anchoring the portfolio in U.S. Treasuries, Agency/GSE debt, and investment-grade corporate bonds, the strategy delivers consistent income with minimal drawdown risk and daily liquidity. With a high average credit quality and short duration positioning, the portfolio is engineered to weather interest rate volatility while providing dependable income.
02
composition
Short-Term U.S. Treasuries
Highest-quality government backing with minimal price sensitivity to rate changes.
30%
IG Short-Term Corporate Bonds
Investment-grade issuers add modest incremental yield over Treasuries.
15%
Agency MBS
Government-agency backed mortgage exposure for diversified income.
15%
Agency/GSE Bullet Bonds
Fixed-maturity agency debt for predictable cash flows.
10%
Government Money Market Fund
Same-day liquidity reserve for capital preservation.
10%
IG Municipal Bonds (tax-exempt)
Tax-exempt income for applicable taxable accounts.
8%
03
key considerations
01 Liquidity
All holdings trade with daily liquidity — no lockups or gates.
02 Credit Quality
Credit quality is Treasury, Agency, or investment-grade throughout, with no sub-investment-grade exposure.
03 Interest Rate Sensitivity
Short duration positioning limits sensitivity to interest rate volatility.
04 Regulatory Eligibility
Eligible under NCUA Part 703 for federally chartered credit unions and standard nonprofit investment policies.
Investors should consider the strategy’s investment objectives, risks, and fees before investing. All investments involve risk, including possible loss of principal. Target asset class weights are subject to change over time based on market conditions and portfolio management discretion. Past performance is not indicative of future results. Certain holdings carry limited liquidity; redemptions may not be available on a daily basis for all asset classes. This information is for informational and illustrative purposes only and is not investment advice, a solicitation, or an offer to buy or sell any security.
Ask us for the fact sheet.
